Privacy Policy

Information We Collect

Money & Life NZ (moneyandlife.co.nz) does not require you to create an account, sign up, or submit any personal information to use this website. We do not collect your name, email address, or other personally identifiable information through forms or registration.

We may automatically collect certain non-personal information when you visit our site, including:

• Your IP address (anonymised where possible)
• Browser type and version
• Operating system
• Pages visited, time spent, and referring URLs
• Device type (desktop, mobile, tablet)

This information is collected through analytics tools and is used in aggregate to understand how visitors use our site.

How We Use Your Information

Any non-personal information we collect is used solely to:

• Understand how our site is used and improve its content
• Monitor site performance and diagnose technical issues
• Analyse visitor trends in aggregate

We do not sell, rent, or share your information with third parties for marketing purposes.

Cookies & Analytics

This site may use cookies and similar technologies through third-party analytics services such as Google Analytics and/or Vercel Analytics. These tools help us understand visitor behaviour in aggregate.

Cookies are small text files stored on your device. You can control or disable cookies through your browser settings. Disabling cookies will not affect your ability to use this website.

Where Google Analytics is used, IP anonymisation is enabled. For more information on how Google processes data, visit Google's Privacy Policy.

Third-Party Links

Our site contains links to external websites, including financial product providers, comparison platforms, and other third-party services. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party site you visit.

Your Rights Under the NZ Privacy Act 2020

Under the Privacy Act 2020, you have the right to:

• Request access to any personal information we hold about you
• Request correction of any personal information that is inaccurate or incomplete
• Request deletion of personal information where we no longer have a lawful purpose for holding it

As we do not collect personal information through this website, it is unlikely that we hold any personal data about you. However, if you believe we do, or if you have any concerns, you may contact us using the details below.

You also have the right to make a complaint to the Office of the Privacy Commissioner if you believe your privacy has been interfered with.

Data Retention

Analytics data collected through third-party tools is retained in accordance with those services' own data retention policies. We do not independently store personal information about our visitors.

Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.